Payment Policy – Andy Montessori

At Andy Montessori, we are committed to providing a seamless and secure shopping experience. This Payment Policy outlines the accepted payment methods, billing procedures, and other important information regarding payments on our website. Please read the policy carefully before completing a purchase.

1. Accepted Payment Methods

We accept the following payment methods:

Credit/Debit Cards: Visa, MasterCard, American Express, Discover
PayPal: Secure online payments via PayPal.
Apple Pay: Convenient payment through Apple devices.
Google Pay: Secure checkout through Google Pay.
Bank Transfer: Available for bulk or special orders. Please contact customer service for details.

2. Payment Security

We prioritize the security of your personal and payment information. All transactions are processed through secure, encrypted payment gateways, ensuring that your sensitive data is protected at all times. Andy Montessori does not store your credit card details after the transaction is completed.

3. Billing Information

It is essential that all billing information provided during checkout is accurate and complete to avoid any delays in processing your order. In case of discrepancies or incomplete information, we may contact you for verification before fulfilling the order.

4. Currency

All prices listed on our website are in USD (United States Dollars) unless stated otherwise. If you are making a purchase from outside the United States, the final amount charged will depend on the current exchange rate and any associated fees your bank or payment provider may charge.

5. Payment Confirmation

Once your payment is successfully processed, you will receive an email confirmation with your order details and a receipt. If you do not receive this confirmation within 24 hours, please contact our customer service team at [email protected] for assistance.

6. Payment Issues

If your payment is declined or cannot be processed, please:

Verify that all payment information entered is correct, including card number, expiration date, and billing address.
Ensure that your credit/debit card has sufficient funds or that PayPal or other payment methods are properly set up.
Contact your bank or payment provider to confirm that no security holds or restrictions are preventing the transaction.

If you continue to experience issues, please contact our customer support for further assistance.

7. Installment Payments (if applicable)

For orders over a certain amount, we may offer the option to pay in installments through third-party services such as Klarna, Afterpay, or PayPal Credit. If available, this option will be displayed during checkout, and the terms will be governed by the respective provider’s policies.

8. Taxes and Duties

Sales Tax: Sales tax will be applied to orders based on local and state tax regulations in the United States. The final amount, including tax, will be shown during checkout.
International Orders: If you are ordering from outside the United States, you may be responsible for additional customs duties, taxes, or fees levied by your local government. These charges are not included in the price of the item or shipping costs and must be paid upon delivery. Please check with your local customs office for more details.

9. Refunds and Chargebacks

In the event of a refund, the credited amount will be processed back to the original payment method used during the purchase. Refund times may vary depending on your payment provider.

If a chargeback is initiated on a valid purchase, Andy Montessori reserves the right to dispute the claim and seek resolution with the payment provider. Repeated chargebacks may result in restrictions on your ability to place future orders.